1. no-obligation initial meeting

We get together to establish if we can assist you as a potential client and to determine if you'd like our involvement to build a no-obligation investment plan.

2. information gathering & plan development

You provide background financial information and quantify your goals and risks for us to build you a plan.  No commitment is required.

3. plan implementation

Once you accept the plan and agree to become a client, you will sign an LFS agreement and pay the initial fee.

4. continual portfolio supervision

We prepare a quarterly report updating your portfolio performance and provide timely investment advice as market conditions change.

what you will not get

• No product sales pitches

• No canned portfolios. We personalize your investment portfolio based on your goals.

• LFS accepts no commissions, fees, or gifts from any financial institution

• No commitment asked for unless and until you are totally satisfied with the investment plan.

• No time commitment on the agreement. You may terminate at any time for any reason.