We all need more New Year’s resolutions, don’t we? We have tried to keep these simple and we will help you with these three! The “exercise more” and “lose weight” are up to you. We will help with “reduce stress” though.

1. Finish your 2018 Roth IRA contribution

Remember that you have until April 15, 2019 to make your 2018 contribution of up to $5500. When you send to Ameritrade, clearly indicate that this contribution is for 2018. Anything not clearly marked for 2018 will be applied to 2019. And if you have already made your 2018 contribution, go ahead and get started on 2019. The max contribution is $6000 for 2019. We can help with either or both contributions.

2. Reduce your mail volume from Ameritrade

Obviously you can continue to receive mail from Ameritrade if you desire. You can, however, choose to get your monthly statements and trade confirmations online instead. As always, your tax documents will be both mailed and available online. To change your document delivery options, go to www.advisorclient.com > Client Services> My Profile> User ID settings> Edit Communication Delivery Options. While you are at it, you can change your account nicknames so you actually know which accounts are which! Same basic instructions as above: My Profile> Account Settings> Edit Account Description. Remember that your transaction history and monthly statements are always available online for you to print as needed.

3. Update your beneficiaries and trusted contact with Ameritrade

Many of us have never added these in the first place, much less updated them as needed. As usual, there is an Ameritrade form required to do this, for your security obviously. We will work with you on this update as part of your Q1 or Q2 report.

Easy, huh? Nice when something is!

Happy 2019!